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” “Yes of course Ethan but you have to answer my questions honestly. I will do the same.” “Hey, it’s me.” Lina had a doubtful look on her face. “Okay easy one, do you know what BDSM is?” “ Bondage , Discipline , Domination , Submission , Sadism and Masochism .” Lina put her pen down and clapped, “Very good. People forget there are two D’s and two S’s.” “Oh, ask that question a lot do we?” Lina giggled, “Not all the time. Just people that I think know the answer and what it means.” He smiled, “Trust me, I have some idea. Okay, my turn, what is a sapiosexual?” “Easy, someone who finds intelligence the most sexually attractive feature in someone.” “Bugger.” Lina laughed. “Okay, Ethan, what is does CD and TV stand for?” “Christ on a bike Lina, Cross-dresser and Transvestite.” She looked up from her drawing, “You know you would look good dressed as one. You have the slim body and the high cheekbones. I think you would be very convincing.” He laughed, “Now you come to mention it…” Lina. When they are ready to buy a new house, they sell their old house. A speculator might buy and sell twenty houses a year. That makes them equivalent to four hundred regular buyers. Even though they may constitute a small percentage of the buyers, they are effectively as much as a quarter of the actual market. That has a big effect when the goal is making money rather than buying a nice home." I didn't think about it that way," Lucy said."They will also account for a major portion of the bad debt because it really isn't backed up by much beyond the properties they owe mortgages on," William said."Depending on the size of the debts, that could really put a squeeze on the banks," Lucy said.Nodding his head in agreement, William said, "We are going to see a collapse of the credit companies when people can't pay their debts. Right about here, one of the major credit card companies is going to fold. Stocks will plummet, real estate prices will fall, and a lot of small businesses will fail..
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